Sterling Financial Research Library

Summaries of verifiable sources. We never fabricate study names, sample sizes, or findings.

• Credit cards and willingness to pay (Prelec & Simester, 2001)

  How does credit-card payment context relate to willingness to pay in experimental settings?

• CFPB guidance on building an emergency fund

  What practical steps do federal consumer educators recommend for emergency savings?

• CFPB overview of credit reports and scores

  How do federal educators explain credit reports and scores to consumers?

• CFPB budgeting education

  What budgeting approaches does the CFPB present for consumers?

• FTC consumer information on debt collection

  What baseline rights and practices do federal educators describe for debt collection?